Published on: Tuesday, June 4, 2024

What You Need to Know About Bank Holidays Around the World

A Guide to Bank Holidays in the UK, US, Ireland, and France

Bank holidays are public holidays in several countries, including the United Kingdom, the United States, Ireland, and France. These days are designated as holidays for specific banks and financial institutions, where banking services may be restricted. In this article, we will explore the concept of bank holidays, their significance, and how they affect our daily lives.

A Brief History of Bank Holidays

Bank holidays have their roots in the United Kingdom, where they were first introduced in the 19th century to provide workers with a day off. The concept has since spread to other countries, including the United States, Ireland, and France. In the UK, bank holidays are set by the Bank of England and are usually observed on Mondays or Tuesdays to avoid disrupting bank operations.

Bank Holidays in the United States

In the United States, bank holidays are federal holidays, which are designated by the federal government. There are 11 federal holidays, including New Year's Day, Independence Day, and Thanksgiving Day. Bank holidays can affect financial markets, stock trading, and online banking services. On these days, many banks and financial institutions are closed, but online services may still be available.

Bank Holidays in Ireland and France

Ireland and France observe bank holidays differently. In Ireland, bank holidays are public holidays, while in France, they are known as jours fériés. These days are usually observed on Mondays or Tuesdays to avoid disrupting commercial activities.

Conclusion

In conclusion, bank holidays are an important aspect of modern life, providing workers with a day off and restricting banking services. Understanding the concept of bank holidays can help individuals plan their finances and adjust their daily routines accordingly. Whether you're in the UK, US, Ireland, or France, bank holidays can impact your daily life, but with the right knowledge and preparation, you can navigate these days with ease.

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Bank holiday - Wikipedia

A bank holiday is a national public holiday in the United Kingdom and the Crown Dependencies, and a colloquial term for a public holiday in the Republic of Ireland. In the United Kingdom, the term refers to all public holidays, be they set out in statute, declared by royal proclamation, or held by convention under common law.

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2021 Bank Holidays - US Banks Directory

Thursday. Thanksgiving Day. 10. December - 25. Saturday. Christmas **. * : For holidays falling on Sunday, all Federal Reserve Banks and Branches will be closed the following Monday. In 2021, Independence Day (July 4 th) falls on Sunday. ** : For holidays falling on Saturday, most of the bank branches will be open the preceding Friday.